15 Benefits of Staying Married but Separated

There are a lot of benefits of staying married but separated. Wedding bells, tears of joy, and overwhelming happiness. That was the story when you held your partner’s hand with a blinding smile, on that day, and said, “I do.”

Never in your wildest dreams did you envision days when you’d want nothing more than to be away from your partner. Maybe not away completely the feeling of desperately needing some time off.

That’s what separation is. It means that you and your spouse are living apart but are still legally married. A separation doesn’t necessarily affect the couple’s physical location – you don’t always have to live in separate residences to be separated—you might choose to remain in the same house. It’ll be more like living as roommates rather than a married couple.

There are different ways to get separated. It could be formal or informal. An informal separation is when the spouses work out the terms of the separation by themselves without any court involvement.

There are also three types of Separation. These are, (a) Trial Separation ; (b) Permanent Separation; and, (c) Legal Separation.

1. Trial Separation

This is sometimes called “marriage separations,” and it is voluntary. Trial separations don’t require that you file anything with a court. It seems less burdensome, and most couples consider the option of trying a trial separation when they hope to sort out their differences and settle the disputes they’ve been having while remaining married.

For Trial Separations, it’s advisable to work out “Separation agreements”, and these include topics like:

– The handling of Bills
– How long you will remain separated
– Sharing a bank account
– Who Will Stay In The Family Home, And
– Child Custody, Support, And Visitation (If Applicable).

2. Permanent Separation

This occurs when the couple decides that there is no hope of reconciling. Here, the spouses live apart, but you also don’t have to involve a court to become permanently separated.

Depending on your state’s law, a permanent separation might affect spouses’ property rights. For example, in some states, once a couple permanently separates, each spouse becomes solely responsible for any debts they take on after the date of separation.

Because a permanent separation can affect your property rights, you’ll want to determine a firm start date.

As the name implies, these are formal separations recognized by the court.

When a court grants a legal separation, neither spouse can remarry.
To remarry, you’ll have to end your marriage with a divorce officially.

In many states, you can remain legally separated forever, but the court will place a deadline on the legal separation in some states.

However, in this article, we will be talking about the benefits of staying married but separated. And some of them include the following:

3. Legal Separation

As the name implies, these are formal separations recognized by the court.

When a court grants a legal separation, neither spouse can remarry.
To remarry, you’ll have to end your marriage with a divorce officially.

In many states, you can remain legally separated forever, but the court will place a deadline on the legal separation in some states.

However, in this article, we will be talking about the benefits of staying married but separated. And some of them include the following:

15 Benefits of Staying Married but Separated

There are a lot of benefits of staying married but separated, some of them include:

1. Financial Considerations

Managing two households, child support, legal issues regarding inheritance or property, mortgage, etc., can complicate matters. Some couples decide to live together even though separated to reduce the financial burden.

Couples who are separated can still avail of medical insurance benefits under the same plan and support each other financially. Financial considerations play the most crucial role in whether a couple remains separated for the long term.

Several economic issues, in particular, may influence a couple’s decision to stay separated without a divorce, either living separately or under the same roof.

2. Insurance/Health Care Coverage

One of the benefits of reaming married is that both parties keep any insurance or health care coverage they maintained as a married couple.

This is undoubtedly a huge benefit, particularly if one party might have difficulty obtaining and maintaining insurance or health care coverage.

Some couples may also decide to incorporate insurance and health care coverage into a separation or divorce agreement.

3. Income tax benefits

Reaming married has its perks, one of which is this: the couple can take advantage of certain income tax benefits, including possible increases in deductions.

4. Social Security Benefits And/Or Pensions

An ex-spouse qualifies to receive a share of the other ex-spouse’s Social Security benefits.

In the case of a ten-year or longer marriage, some couples may even decide to hold out for an extra year or more to reach that ten-year threshold or otherwise agree to special arrangements regarding an ex-spouse’s pension.

Depending on how good their relationship is.

5. Mortgage/Home Sale

Selling a family home or unloading a mortgage may not be in a separated couple’s best financial interests; doing so might place an undue burden on the one responsible for a mortgage, or perhaps the market is down, and they would have to forfeit the opportunity to get a better price.

Some couples may even choose to continue living together on the same property to avoid a financial loss involving the marital home.

6. It Gives Couples Trying To Reconcile A Chance To See What Living Apart Is Like

Space has a way of revealing what is important, what is not, what hurts, and what helps.

Give reconciliation a shot if you both want to get back together after a separation and your partner is willing to contribute.

But before moving forward, take into account indications of rapprochement following divorce.

What are the telltale signs that a spouse is seeking reconciliation? If your partner becomes sentimental about the enjoyable times you’ve shared and suggests going to counseling or marriage therapy together.

When you break up and get back together, your emotional health suffers, but a therapist can help you get through these trying times.

Your spouse acts consistently in a calm, positive, and stable manner, and they accept responsibility for some of the relationship’s damage they have caused.

They may show signs of anxiety about the counseling results, but they remain adamant about doing whatever it takes to keep the marriage.

7. It Allows Both Partners To Work Through Personal Issues That May Be Affecting The Relationship

The proverb “Absence makes the heart grow stronger” has some truth to it. We can take a step back and process things better when we are not constantly reminded of all the things that have been bothering us about our partner and our relationship.

It allows partners to  work through their personal issues and work on them for the betterment of the relationship.

8. When The Children Are Involved 

A separation between spouses can be hard on the kids. Most times, couples have to compromise- decide to live together after separation for the sake of their kids. They are responsible for ensuring they provide a happy home and environment for their kids.

This arrangement requires a lot of maturity from the couple, and they must overcome negative feelings, anger, and sadness. This is commonly referred to as “parenting marriage.”

9. A Chance To Reconcile

A separation doesn’t have to end with tears all the time; it must only sometimes lead to a divorce. Some couples are often optimistic and hope to one day reconcile.

This might influence the decision to live together after separation to give the relationship another chance.

This gives them time to repair the marriage before they divorce. Taking another shot at things isn’t a bad idea if you can live peacefully with each other.

10. Giving Yourself Time

Divorce proceedings can be complicated and time-consuming. A legal separation gives you time without any hard deadlines.

You always have the option to work it out or make the separation permanent.

11. Both Parties In The Marriage Can Continue To Receive These Benefits Without Filing for Divorce

Choosing to waive a divorce in exchange for receiving spousal benefits is often a short-term decision.

If a time comes when either party wishes to marry someone else legally, a formal filing for a divorce will be a requirement so they do not commit bigamy.

But, if both spouses are on good terms and desire to share benefits arrangements, separation may be a good option.

12. Cultural Benefits

Some people choose not to proceed with filing for a divorce because of some cultural views or opinions. Those with strict religious beliefs or upbringing don’t entertain the idea of divorce.

Some people hesitate when it comes to matters of divorce because it is contradictory to what they believe.

13. Helps In Figuring Yourself Out

One significant benefit of separation is that it gives you the time and space you need to figure yourself out.

You might discover new things about yourself, or it’ll open your eyes to seeing and understanding your marriage better; you could figure out where things went wrong and develop plans to fix them.

Being apart from each other peacefully can give both partners a chance to balance out their perspectives and gives time for self-analysis.

14 Child Maintenance

The couple would have the opportunity to watch their kids while they are growing up; they can effectively influence their child’s growth and development without worrying about not being a part of the child’s life.

15. Making Decision

When living with your spouse, you can have a voice; your partner cannot impose anything on you—like, changing the locks to keep you in one spot. You have to take time to figure out what you both want.

In the Light of just knowing, people frequently ask related questions, and most of these related questions include;

Why Do Separated Couples Stay Married?

After a couple becomes separated, the next thing most people expect is an outright divorce. But it’s only sometimes the case for some. The spouses might choose to stay married for reasons such as:– It could also be a desire to keep the family together legally for the sake of children. Children could be emotionally or psychologically affected by the divorce of their parents.

– Religious Beliefs

– Feeling the need for one spouse to keep the health insurance benefits that you might lose in a divorce, or

– a simple dislike of divorce despite the desire to live separate lives. 

Can I Get Benefits If I Am Separated From My Husband?

There are plenty of reasons to end your relationship and possibly forward it onto ” Divorce” levels. But, after deep thought and pondering, the question arises, “Can I get benefits if I am separated from my husband?”

The answer is simple: Yes, you can. And the reason for this is that you still have a lot to gain if you stay married, despite being separated.

Factors like financial instability, medical issues, unemployment, the need to support children, or money disputes can cause couples to live together even after separating.

It might not be comfortable, but after much deliberation, you might have to settle for the better option.


Nobody expects their marriage to end in divorce when they get engaged. When a couple decides to divorce, they frequently do so because they both sincerely feel that their union cannot be saved and that they are no longer in touch with one another.

Once the divorce starts, both parties frequently find themselves involved in a trying and traumatizing process.

There are other ways besides divorce to end a marriage, though. Separation rather than divorce is an option for couples who want to leave the door open for a potential reconciliation or ease into a less tense divorce procedure.

To achieve this, the benefits must be critically analyzed.


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