11 Online Couples Therapy That Takes Insurance

A lot of couples are interested in knowing the lists, numbers and where they can find online couples therapy that takes insurance.  Well, if you are among these couples, then you are in the right place. This article, is for you.

Online therapy, also known as e-therapy or teletherapy, has become increasingly popular in recent years. This type of therapy involves communication between a therapist and a client through digital platforms such as video calls, messaging, and emails.

The rise in popularity of online therapy can be attributed to several factors, including the convenience it offers, the ease of access, and the anonymity it provides.

11 Online Couples Therapy That Takes Insurance

Clients can access therapy sessions from the comfort of their own homes or wherever they have access to a computer or mobile device. This eliminates the need to travel to a therapist’s office, which can be time-consuming and stressful for some people.

Additionally, online therapy can be scheduled outside of regular office hours, making it easier for clients with busy schedules to receive treatment.

Online therapy can be accessible to people who live in remote areas or who have limited mobility. It can also be more affordable than traditional in-person therapy, as there are no costs associated with travel or office rent.

Online therapy can provide anonymity to clients who may feel uncomfortable discussing personal issues face-to-face. Clients can communicate with their therapist through messaging or email, which allows them to express themselves more freely without feeling judged or embarrassed.

Despite the advantages, online therapy is not suitable for everyone. It may not be appropriate for couples who require more intensive treatment. Additionally, clients may need a stable internet connection and a private space to have therapy sessions.

However, it is important for clients to carefully consider whether online therapy is the right fit for their needs and to work with a licensed therapist who is trained in providing online therapy services.

It is important to note that many insurance companies do not agree to cover therapy, especially when it is not a psychiatric condition and when there are no drugs to be taken.

The following platforms are easy to sign up for, safe to use, and will give you access to therapists that can help you to revitalize your marriage.

They include:

1. Amwell

Amwell is a Telehealth service providing access to mental health services, including couples therapy. Amwell is affiliated with over two thousand hospitals and health system partners and works with over one hundred thousand providers.

Some of the insurance plans accepted are Aetna, Corvel, Emblem Health, Highmark, Medica, and a host of others. To use the platform, you must create an account. Using your account, you can check if your insurance provider partners with Amwell.

2. MDLive

MDLive provides fast and stress-free healthcare services. Their licensed therapists have over ten years of experience on average. They accept insurance plans like Cigna, Humana, Blue Cross, Blue Shield, Aetna, etc. Therapy costs $0-108, depending on the insurance plan.

If you plan to use this service, your appointments can be fixed in a week or less, you have a variety of therapists to choose from, or you can switch providers as you wish. To get answers to unanswered questions, kindly visit the website.

3. Thriveworks

Thriveworks is an organization that offers mental health services to clients offline and online. They have an extensive network of licensed therapists that can be reached around the clock.

Thriveworks accepts many insurance plans, including Blue Cross, Anthem, Optum, United, Aetna, Cigna, Humana, and many others. To book a session or make further inquiries, visit the website.

4. Cerebral

Cerebral provides affordable online therapy by providing its clients with a team of experts to choose from. To begin therapy, you have to undergo a personal assessment where you will be asked questions relating to your needs before you can choose someone to work with.

Insurance is available, but you have to check for eligibility on the website.

5. iCounseling

iCounseling is a platform providing telehealth services to people from the comfort of their homes; their services include couples therapy and a whole lot of others.

The platform is covered by insurance companies like Anthem, United Healthcare, Medicaid, etc. the cost of therapy can be influenced by insurance co-pays.
Appointments can be made on the website, where all you need to do is visit your therapist’s virtual room after making payments.

6. Talkspace

Talkspace makes therapy available by offering subscription plans. They work with thousands of licensed therapists to help couples tackle marital problems.

When new users sign up, they are matched with three therapists and can pick who to work with. Changing therapists is allowed, and changing providers does not attract extra fees.

Talkspace accepts insurance from Premera, Cigna, Optum, Aetna, etc.

7. LiveHealth Online

LiveHealth online company with a team of therapists providing very affordable services. All their therapists are well-trained. You can sign up on the platform for free and pay per session.

They only offer video sessions, and you are free to choose your provider. They charge $80-90 for each session and work with insurance providers such as Amerigroup, Anthem Blue Cross, Empire Blue cross, Unicare, etc.

8. Teladoc Health

Teladoc Health is one of the highest rated telehealth providers in the US. This company stresses its acceptance of insurance but does not provide clear pricing till you sign up and choose a provider.

Teladoc Health is unique because they accept some Medicare and Medicaid plans, which is rare for many telehealth services.

9. Little Otter

Little Otter offers many therapy and coaching services targeted at families, couples, and children.

Little Otter offers a free initial informational call but accepts only one insurance provider- Kaiser Permanente. All therapy is HSA/FSA eligible, and this service is only available in 11 states.

10. Doctor on Demand

Doctor on Demand prides itself on a wide variety of providers and offers counseling and therapy sessions. They offer a free assessment tool to help users decide if they need therapy.

They are more expensive than other platforms, and sessions longer than twenty five minutes attract an additional fee. This company works with many insurance providers, and you can find out your eligibility by registering on the platform.

11. Sondermind

Sondermind offers couples therapy to help their clients learn skills that can be used to improve their relationship. After registration, you will be matched with a therapist, and an appointment will be fixed in one or two days.

This company works with insurance providers like Aetna, Cigna, Medicare, United Healthcare, etc.


There are several reasons why many therapists do not accept insurance. Accepting insurance requires therapists to spend significant time on administrative tasks, such as submitting claims, responding to insurance company requests for information, and navigating the complex and ever-changing insurance landscape.

This can take away valuable time that therapists could be spending on providing care to their clients.

Also, Insurance companies often reimburse therapists at rates that are significantly lower than what they would charge for private pay clients. This can make it difficult for therapists to maintain a sustainable practice and earn a living wage.

Insurance companies often require therapists to follow certain protocols or guidelines for treatment, which may not align with the therapist’s approach or the needs of their clients.

Additionally, insurance companies may limit the number of sessions or types of treatment that they will cover, which can impact the quality and effectiveness of care.

Finally, if your preferred therapist does not accept insurance, offer to pay for it. Denying yourself of the benefits of therapy because of this obstacle is not worth it.

If you are interested in knowing more concerning this topic, you can watch this video.

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